About The RoleWe are seeking a highly motivated ALM & Liquidity Risk Manager to join our Risk Management team at RHB Singapore. In this role, you will play a critical part in ensuring the sound management of Asset-Liability Management (ALM) and liquidity risk across the branch. You will be responsible for advising stakeholders, enforcing regulatory compliance, formulating risk frameworks tailored to the Singapore environment, and supporting analytical reporting for key committees. Your work will involve cross-functional collaboration and close coordination with stakeholders across Treasury, Finance, Risk, and Operations.
What You Will Be DoingCommunicate and build collaborative relationships with stakeholders, including Treasury, operational, processing, and financial reporting units.Provide advisory support on liquidity risk and ALM-related matters.Ensure accuracy in reporting and closely monitor all liquidity risk / ALM limits, including timely escalation through established RHB Banking Group protocols.Enforce Group ALM policies and develop risk frameworks that align with Singapore's regulatory environment.Participate in stress testing activities, from forming assumptions to assessing impact and recommending mitigation measures.Conduct ongoing compliance checks, ensuring alignment with BNM/MAS guidelines and promptly raising alerts on any non-conformance.Prepare meeting minutes and regular analytical reports for SG ALCO and Group ALCO.Support Group Risk and other departments in monitoring SCEL, VaR, and relevant risk metrics tied to equity capital market activities within the Singapore branch.
What We're Looking For3–5 years of experience in liquidity risk, balance sheet management, Basel initiatives, or Treasury (including back or middle office) with established financial institutions.Working knowledge of equity capital market activities.Strong understanding of the Singapore regulatory landscape and frameworks, including Basel II/III, LCR, IRRBB, NSFR, and liquidity risk management best practices.Strong numeracy and data analysis skills.Ability to align work with the Group’s strategic objectives and navigate the evolving financial services landscape.Excellent communication and interpersonal skills to manage cross-functional collaborations effectively.
What We OfferAt RHB Banking Group, we are committed to fostering a collaborative and inclusive work environment that empowers our employees to reach their full potential. We offer competitive remuneration, comprehensive benefits, and ample opportunities for professional development and career growth. Our wellness initiatives and flexible work arrangements also support a healthy work-life balance. If you're ready to be a part of our transformative journey, we encourage you to apply now.
About the RoleWe are seeking an experienced and highly motivated Senior Credit Risk Manager to join RHB Singapore. In this role, you will be responsible for achieving risk-based credit competitive advantage by planning and implementing SG credit risk management processes in line with the Group’s practices and policies. You will also roll out Group-wide Credit Risk initiatives, ensure regulatory compliance, and monitor credit cycles to identify gaps and mitigation plans.
What you will be doingPlan and implement SG credit risk management processes aligned with Group policies.Roll out Group-wide Credit Risk initiatives, ensuring alignment with Group guidelines while accommodating SG industry practices.Ensure credit risk processes conform to prevailing regulatory requirements.Monitor credit cycles and changes in internal/external operating environments, identifying gaps and mitigation plans.Conduct effective portfolio monitoring and reviews across key areas, including Stress Testing, Thematic Reviews, Early Warnings, Economic Capital Framework, and Risk Appetite Framework.Collaborate with Head Office to refine local credit risk management practices and frameworks.Partner with lines-of-defense teams and Head Office risk counterparts to support comprehensive risk reviews.Manage day-to-day BAU processes to ensure timely and accurate deliverables while driving process enhancements.Prepare reports and presentation materials for local and Head Office risk committees.Monitor macroeconomic trends, market developments, regulatory changes, and credit-related events, assessing their impact on the portfolio.Maintain strong understanding of MAS and BNM regulatory requirements and assist with credit-risk related regulatory matters.
What we're looking forBachelor’s/ Master’s degree in Finance, Economics, Accounting, Business, or related discipline from a reputable institution.Professional accreditation such as IBF Certification, Financial Risk Manager, Professional Risk Manager, or other Credit & Risk Certifications is an added advantage.Minimum 10 years of experience in credit risk analytics or credit risk management at an established financial institution.Strong analytical skills with ability to interpret complex data and identify key insights.Proficiency in Microsoft PowerPoint and Excel; familiarity with Excel VBA, Power Query, or Power Pivot is an advantage.Strong knowledge of credit risk policies, risk management frameworks, and local regulatory requirements.Detail-oriented with strong organizational and problem-solving skills.Ability to work effectively with stakeholders across functions and geographies.Ability to manage multiple tasks and deliver under tight timelines.Strong written and verbal communication skills.
To Ensure Recommendations And Approvals For New And Review Loans Result In No More Than 2% Of Loans Turning NPL Within 12 Months And Approval Turnaround Time Is Met By
Conducting credit risk evaluation and approving /rejecting or recommending for approval, credit applications submitted by Corporate Banking (‘CORP’), Islamic Banking (IB), Commercial Banking (‘CB’), Financial Institutions Group (‘FIG’) and Personal Financial Services (‘PFS’)
Evaluation
Provide credit risk evaluation of credit applications submitted by the various business units and identify /address /mitigate all pertinent credit risk issues.Approve credit applications within ‘Delegated Lending Authority’ assigned or recommend to next higher approving level for approval in accordance with the DLA architecture set out.For credit applications submitted by CORP, IB, CB & FIG, to review the ‘credit risk grade’ generated and affirm or reject /override the credit grade with justification.For credit applications submitted by PFS, to ensure that the respective product parameters, credit guidelines and regulatory requirements are met or well mitigated.Evaluate and approve, reject or recommend operational and administrative requests of CORP, IB, CB, FIG & PFS customers such as variation of terms & conditions.Keep abreast of industry developments, market sentiments and the general business trend and their impact on our banking business.
Compliance
Ensure that credit applications submitted are in line with the Bank’s credit guidelines & policy, rules and regulations as laid down in the Bank’s circulars and operations manuals, regulatory requirements (MAS Notices and Circulars, Banking Act).Address issues raised by auditors and MAS relating to credit matters.
Others
Undertake ad-hoc projects and other duties assigned by Head of Credit Evaluation or Senior Credit Manager from time to time.Conduct joint customer visits with business units to better understand risks pertaining to their credit applications and provide them guidance on structuring of credit facilities.Assist in the day-to-day operations and administrative functions of the department.
Primary Objectives;Acquire new Middle Market Enterprise (MME) customers & deepen relationships with existing customers.Manages a portfolio of borrowing & non-borrowing customers to grow both Loan AUM and Deposit AUM, and to generate increased revenue for the bank
Key Responsibilities;Acquire new MME customers & deepen relationships with existing customers. Promote MME loan products to these customers to meet annual targets set. Cross sell and up-sell to meet RHB SG’s overall annual targets set.Perform credit review to proactively monitor credit quality through early problem loanrecognition & implement appropriate strategies to prevent or minimize loan default or NPL.Perform client servicing, so as to meet customer service standards set by the department & to achieve good customer satisfaction rating.Increase facility utilization rate in MME customers to enhance the Bank’s share of wallet within the market/industry QualificationsBachelor Degree in any related fields [ Banking or Finance preferred]Minimum 5 years MME banking experience with good business network and proven track record of acquiring new business accountsMinimum 2-3 years working experience in credit with exposure to credit risk management and commercial / corporate including credit processing, evaluation and appraisal is preferredPossess strong credit writing and analytical skillsExcellent verbal communication and interpersonal skillsProactive, energetic, result oriented and possess good business acumen
What you will be doingClient AcquisitionOrganize, execute, and participate in sales activities and programsAcquire new customers and increase product penetration within the existing client baseSupport and participate in marketing initiatives for customer acquisition and retention
Client ServicingProvide ongoing servicing of client accounts and identify opportunities to deepen relationshipsPromote and cross-sell the Bank’s products and services to expand customers’ share of walletEnsure high service standards and promptly address customer enquiries and servicing needs
Compliance and RegulationsAdhere to internal policies and regulatory requirements while maintaining a strong customer service experienceEnsure all sales activities comply with internal and external regulatory guidelines
What we're looking forBachelor’s Degree in Banking, Business Administration, Economics, or related fieldCMFAS CertificationMinimum 5 years of experience in consumer retail banking, preferably with exposure to secured and unsecured loan salesExcellent communication and interpersonal skillsHighly motivated and a strong team player
Role Purpose:The Associate HRBP will support the HR Business Partner team in delivering strategic and operational HR solutions to business units. This role acts as a trusted advisor to managers and employees, ensuring alignment between HR initiatives and business objectives while promoting a positive employee experience.
Key Responsibilities:Business Partnering:Assist in providing HR advisory services to assigned business units on workforce planning, talent management, and employee relations.Support implementation of HR strategies aligned with business goals.Employee Relations & Engagement:Handle employee queries and provide guidance on HR policies and procedures.Support initiatives to enhance employee engagement and workplace culture.Talent Acquisition & Management:Collaborate with Talent Acquisition team to ensure timely hiring for critical roles.Assist in succession planning and career development discussions.Performance Management:Support annual performance review cycles and provide guidance to managers on performance-related matters.HR Operations & Compliance:Ensure compliance with local labor laws and company policies.Maintain accurate HR records and support audits when required.Projects & Initiatives:Participate in HR projects such as policy reviews, process improvements, and digital HR initiatives.
Requirements:Bachelor’s degree in Human Resources, Business Administration, or related field.2 - 4 years of experience as an HR Business Partner or Generalist within the Financial Services sector.Strong understanding of Singapore employment laws and HR best practices.Excellent communication and interpersonal skills.Ability to work independently and collaboratively in a fast-paced environment.Proficiency in HR systems and MS Office applications.
About the RoleWe are seeking a dedicated and detail-oriented Executive to join our Banknotes Centre team. In this role, you will be responsible for delivering quality customer service while ensuring accuracy and efficiency in cash handling practices. You will play a vital part in managing Singapore Dollars and foreign currency operations, adhering to the Bank’s policies and guidelines, and contributing to team success through collaboration and support.
What you will be doingProvide quality and efficient customer service at all timesEnsure accuracy and efficiency in cash handling practices without compromiseComply strictly with the Bank’s policy and guidelines in cash handlingContribute to team effort by accomplishing related results as needed
Customer ServiceShow confidence in dealing with customers in different situationsBuild rapport with customers by providing a positive experience consistentlyManage customer expectations by offering appropriate support and solutions
OperationalManage Singapore Dollars & foreign currency float effectively and accuratelyPerform Teller duties including collection/disbursement of SGD and foreign currency notes, bulk check, and packing of notesPerform cash processing including fine counting and packing of SGD and foreign currency notesEnsure accurate transaction validations are performedMaintain accurate daily cash holding balancesPerform daily checks on foreign currency stock holdingsHandle other ad hoc duties as assigned
ComplianceAdhere strictly to Bank and Department policies and guidelines to ensure tasks are carried out properlyTeam WorkAssist colleagues to achieve team goals by offering support and adviceEncourage and promote teamwork within the team
What we're looking forDiploma qualification2–5 years’ relevant experience in money changing or branch operations, especially in remittance, cash, and foreign currenciesPleasant disposition with excellent service aptitudeMeticulous, able to multi-task, and uphold high integrityAmiable, independent, reliable, efficient, willing to learn, and able to work under pressure
What we offerAt RHB Banking Group, we are committed to fostering a collaborative and inclusive work environment that empowers our employees to reach their full potential. We offer competitive remuneration, comprehensive benefits, and ample opportunities for professional development and career growth. Our wellness initiatives and flexible work arrangements also support a healthy work-life balance. If you're ready to be a part of our transformative journey, we encourage you to apply now.
