Job Description:
Documentation Review & Portfolio Monitoring Review credit documentation for completeness, accuracy, and compliance with approved credit termsConduct periodic reviews of Commercial Banking credit portfolios to assess portfolio credit health, documentation completeness, and policy complianceMonitor key risk indicators (KRIs), covenant compliance, and early warning signals across client segmentsValidate portfolio data accuracy and ensure alignment with approved credit terms and conditions
Compliance & Risk Management Monitor adherence to internal credit policies and external regulatory requirementsIdentify and monitor documentation gaps, escalate issues and emerging risks to relevant stakeholders
Process Optimization Assist in initiatives to digitize and automate documentation workflows, reducing manual errors and improving turnaround timesMonitor industry trends and regulatory developments to proactively adapt and improve portfolio management practicesMonitor the turn-around-time for each stage of the end-to-end process, and tracking mechanisms necessary to ensure adherenceDeep-dive and provide actionable insights on overall CMBS portfolio
Audit & Reporting Support internal and external audits by providing portfolio insights, documentation and responding to queriesMaintain accurate records and generate periodic reports on documentation status and exceptionsPrepare regular portfolio assurance reports highlighting trends, exceptions, and risk concentrations
Stakeholder Engagement Partner with Relationship Managers, Credit Analysts, Legal, and Operations to ensure documentation is fit-for-purpose and aligned with client needsProvide subject matter expertise and training to internal teams on documentation standards and regulatory changes
Requirements Bachelor’s degree in Finance, Business, Law, or related disciplineMinimum 5 years of experience in credit documentation, credit operations, or risk assuranceStrong understanding of credit products, lending processes, and regulatory requirementsUnderstanding of commercial banking products, credit structures, and portfolio dynamicsKnowledge of credit documentation standards and covenant monitoringTechnical understanding of Credit documentation and end to end processStrong analytical skill and eye for detailGood communication and interpersonal skillsIndependent, versatile and able to perform under pressureKnowledge of Commercial Banking business practices, processes and proceduresExperience with digital documentation platforms and data governance toolsGood communication skills, written and spoken with the ability to communicate at all levels