Cana Consulting is partnering with a sizeable Financial Institution with regional presence. Due to continued growth, the business is expanding its credit risk functions.
We are hiring for multiple Credit Risk positions, each with a distinct focus area:Role A – Data Analytics, Unsecured Credit Risk Role B – Corporate SME Credit Risk
Candidates are not expected to cover both areas in depth. Please indicate your area of expertise when applying.
Role A – Data Analytics, Unsecured Credit RiskThis role oversees Risk Strategy & Portfolio Management. This role involves the use of SQL and Python.
Key Responsibilities:Design and execute risk frameworks and credit strategies to support the organisation's retail financing objectives.Oversee ongoing portfolio health through detailed data analysis, tracking historical trends, and generating comprehensive risk reports for senior leadership.Partner with internal modelling units to refine decision-making tools, including predictive scorecards and regulatory compliance models.Monitor the end-to-end credit lifecycle to ensure alignment with established risk appetite and organisational thresholds.Evaluate policy adjustments and conduct testing to facilitate sustainable business expansion while maintaining high portfolio quality.Collaborate with operational and collections departments to enhance recovery strategies, streamline internal processes, and drive technological improvements.
Role B – Corporate SME Credit RiskThis role oversees Commercial Credit & Portfolio Risk Management.
Key ResponsibilitiesLead the development and implementation of end-to-end credit frameworks for commercial lending, including policy formulation, risk-based pricing, and structuring loan eligibility criteria.Perform exhaustive credit evaluations of business entities, including deep-dive assessments of financial statements (Balance Sheet, P&L, Cash Flow) to determine leverage capacity and long-term repayment sustainability.Execute rigorous due diligence through bank statement analysis to verify revenue consistency and conduct physical site inspections to assess business operations and physical asset quality.Manage post-disbursement risk by monitoring asset health and repayment behaviour. Proactively identify distressed accounts to recommend restructuring or immediate risk mitigation strategies.Design and track key risk indicators (KRIs) to detect early warning signals, industry concentration risks, and shifting market trends.Provide data-driven analysis on portfolio profitability and risk-return profiles to influence product refinements and credit policy optimisation.Deliver strategic credit risk insights to cross-functional teams, including Senior Management, Data Science, and Business Operations, to support informed decision-making.
About YouFor both roles, we are looking for candidates who:Have 3-8+ years’ experience in risk management or credit strategy.Hands-on experience with data analytical tools such as SQL, SAS, or Python.University degree in a quantitative or business-related discipline (e.g., Finance, Statistics, Engineering, or Computer Science).A self-motivated team player with strong communication skills and the ability to thrive in a fast-paced, evolving environment.Professional credentials (e.g., FRM, CPA, or equivalent) are preferred but not mandatory.
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